Loan Calculator Germany
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Updated 4. Mai 2026
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Recommended
Max Amount
€1,500
Interest from
13.5%
Min. Age
18 years
Payout
1-2 days
The money is provided in the form of small loans from €100 to €1,500 with a term of 30 or 60 days. A small loan is generally only suitable if the applicant's financial situation allows them to repay the amount within the 30 or 60-day period. Effective annual interest rate: 13.5% p.a.
Recommended
Max Amount
€120,000
Interest from
Varies
Min. Age
18 years
Payout
1-2 days
Two-thirds of all customers receive: Net loan amount of €20,000.00, 84-month term, 5.99% effective annual interest rate, 5.83% p.a. fixed borrowing rate, 84 monthly installments of €290.56 each, Total amount: €24,406.95, Solaris SE, Cuvrystr. 53, 10997 Berlin
Popular
Max Amount
€75,000
Interest from
1.89%
Min. Age
18 years
Payout
1-2 days
The financing offer is merely an example and must first be reviewed by the respective financial institution. The loan amount can range from a minimum of €100 to a maximum of €75,000, and the repayment term can be between 61 days and 10 years. The annual percentage rate (APR) ranges from a minimum of 1.93% to a maximum of 15.95%. The APR depends on the applicant’s profile and the loan selected. All relevant information will be provided before the loan is approved. Finansi helps you evaluate the various financial institutions free of charge and without any fees to find the financing that’s right for you. The terms and conditions were updated on June 3, 2022.
Popular
Max Amount
€100,000
Interest from
0.68%
Min. Age
18 years
Payout
1-2 days
Net loan amount €10,000, 36-month term, 4.71% effective annual interest rate, 4.62% fixed borrowing rate p.a., Total amount: €10,726.81, monthly payment: €297.97. Term: 12 to 120 months. Annual percentage rate (APR): min. 0.68% – max. 19.99%. MyLoan24 is operated by the company behind this comparison site.
Max Amount
€1,500
Interest from
13.5%
Min. Age
18 years
Payout
1-2 days
2/3 Example: Net loan amount of €400.00, total amount €404.18, monthly payment €404.18, 1 installment, term 1 month, fixed borrowing rate 13.5%, annual percentage rate (APR) 13.5%.
Max Amount
€100,000
Interest from
0.68%
Min. Age
18 years
Payout
1-2 days
2/3 of all customers receive: 6.31% nominal interest rate p.a., 6.49% effective interest rate p.a., 84 monthly payments of €295.10 each, total amount of €24,788.40
Max Amount
€300,000
Interest from
3.92%
Min. Age
18 years
Payout
1-2 days
Net loan amount: 5,000.00 EUR Fixed interest rate: 9.52% p.a. Interest payable: 1,927.73 EUR Annual percentage rate (APR): 9.94% p.a. Total amount: 6,927.73 EUR Term of the agreement: 84 months
Max Amount
€500,000
Interest from
1.91%
Min. Age
18 years
Payout
1-2 days
For a net loan amount of €10,000 and a term of 48 months, two-thirds of customers are expected to receive an effective interest rate of 3.49% p.a. or lower (fixed borrowing rate: 3.44% p.a.).
Max Amount
€120,000
Interest from
Varies
Min. Age
18 years
Payout
1-2 days
Two-thirds of all customers receive: Net loan amount of €20,000.00, 84-month term, 5.99% effective annual interest rate, 5.83% p.a. fixed borrowing rate, 84 monthly installments of €290.56 each, €24,406.95 total amount, Oldenburgische Landesbank AG, Stau 15/17, 26122 Oldenburg.
Max Amount
€75,000
Interest from
3.44%
Min. Age
18 years
Payout
1-2 days
Standard conditions: Net loan amount from €1,000 to €75,000; effective annual interest rate from 3.49% to 7.49%; fixed borrowing rate p.a. from 3.44% to 7.24%; term from 12 to 84 months. Subject to creditworthiness.
Max Amount
€250,000
Interest from
0.68%
Min. Age
18 years
Payout
1-2 days
Representative example according to § 6a para. 4 PAngV: Net loan amount €10,000, 36 months term, 4.71% effective annual interest rate, 4.62% fixed borrowing rate p.a., total amount €10,726.81, monthly installment €297.97. Term from 12 to 120 months. Effective annual interest rate min. 0.68% - max. 19.99%.
Max Amount
€150,000
Interest from
Varies
Min. Age
18 years
Payout
1-2 days
Representative calculation according to PAngV: 2/3 of all customers receive: Net loan amount €20,000.00, 84 months term, effective annual interest rate 8.7%, fixed borrowing rate p.a. 8.37%, 84 monthly installments of €315.44 each, total amount €26,496.63. Interest rates: Min. -0.40% to max. 19.90% effective annual interest rate. Net loan amount: €1,000 to €150,000.
Max Amount
€65,000
Interest from
8.37%
Min. Age
18 years
Payout
1-2 days
For terms of 12 to 96 months and amounts from €1,500 to €65,000 for free use. Subject to creditworthiness. Free special payments for amounts up to 50% of the current capital balance are possible free of charge. Representative calculation according to PAngV 2/3 of all customers receive: Net loan amount €20,000.00, 84 months term, effective annual interest rate 8.7%, fixed borrowing rate p.a. 8.37%, 84 monthly installments of €315.44 each, total amount €26,496.63, Vereinigte Volksbank Raiffeisenbank eG, Darmstädter Str. 62, 64354 Reinheim.
Borrowing costs money!
If you cannot repay your debt in time, you are at risk of receiving a negative SCHUFA entry. Having a negative credit file means you could experience difficulties renting accommodation, taking out mobile subscriptions, or being granted new credit. For free financial and debt counselling in Germany, please contact your local 'Schuldnerberatung' or visit meine-schulden.de.
Need help figuring out your loan options in Germany? Our Loan Calculator makes it simple. Whether you’re looking at a personal loan, mortgage, or any other type of loan, this calculator gives you an instant overview of your monthly payments, interest rates, and the total loan cost—all in just a few clicks.
Try our Loan Calculator today! Simply enter the loan amount, term, and interest rate to see a detailed breakdown of your loan. It’s a quick and easy way to compare different loans, so you can find the one that best suits your budget and future plans, all without any guesswork.
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How to use our loan calculator
Using our loan calculator is quick and straightforward. Follow these simple steps to get an accurate breakdown of your loan details.
- Loan Amount: Enter the amount you want to borrow. This could be any figure that matches your needs, whether it’s for a mortgage, car purchase, home renovation, or other personal expenses.
- Loan Term: Specify the duration over which you plan to repay the loan. You can choose between months or years, depending on your preference and the loan type.
- Interest Rate: Input the interest rate offered by your lender or an estimated rate. This will allow the calculator to determine how much interest you’ll pay over the term of the loan.
- Loan Purpose: Select the purpose of your loan (e.g., mortgage, car loan, renovation, education). This helps tailor the results and provides a more relevant breakdown for your specific situation.
Once you’ve entered these details, the calculator will instantly show your monthly payment, giving you a clear picture of what to expect. This helps you budget effectively and plan your finances with confidence, knowing exactly what your monthly repayment will be.
FAQ
Frequently Asked Questions
You can calculate various loans, including personal loans, mortgages, car loans, and renovation loans.
Yes, our loan calculator is completely free and available for anyone to use without any charges.
You need to enter the loan amount, term, interest rate, and loan purpose to get accurate results.