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Loan Calculator Germany

Kristian Ole Rørbye Kristian Ole Rørbye · Updated 4. Mai 2026 ·
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Recommended
Max Amount €100,000
Interest from 0.68%
Min. Age 18 years
Payout 1-2 days
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2/3 of all customers receive: 6.31 % debit interest charged p.a. 6.49 % effective interest p.a. 84 installments of € 295.10 p.m. € 24,788.40 total amount
Recommended
Max Amount €120,000
Interest from -0.4%
Min. Age 18 years
Payout 1-2 days
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2/3 of all customers receive: Net loan amount €20,000.00, 84-month term, 5.99% APR, 5.83% p.a. fixed borrowing rate, 84 monthly installments of €290.56 each, €24,406.95 total amount, Solaris SE, Cuvrystr. 53, 10997 Berlin
High Approval
Max Amount €300,000
Interest from 3.92%
Min. Age 18 years
Payout 1-2 days
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Net loan amount EUR 5,000.00 Fixed borrowing rate 9.52% p.a. Debit interest EUR 1,927.73 Effective annual interest rate 9.94% p.a. Total amount EUR 6,927.73 Contract term 84 months
High Approval
Max Amount €500,000
Interest from 1.91%
Min. Age 18 years
Payout 1-2 days
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With a net loan amount of €10,000 and a term of 48 months, 2/3 of customers are likely to receive an effective interest rate of 3.49% or lower p.a. (fixed borrowing rate 3.44% p.a.)
High Approval
Max Amount €1,500
Interest from 13.5%
Min. Age 18 years
Payout 1-2 days
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2/3 Example: Net loan amount of €400.00, total amount €404.18, monthly installments €404.18, 1 installment, term 1 month, fixed borrowing rate 13.5%, effective annual interest rate 13.5%.
Popular
Max Amount €75,000
Interest from 1.89%
Min. Age 18 years
Payout 1-2 days
Apply Now
The financing offer is only an example and must first be checked by the respective financial institution. The loan can amount to a minimum of €100 and a maximum of €75,000, with a repayment period of between 61 days and 10 years. The annual effective interest rate is a minimum of 1.93% and a maximum of 15.95%. The effective interest rate depends on the applicant's profile and the loan selected. All information is provided before the loan is approved. Finansi helps you to find the financing that suits you best, free of charge and without fees for evaluating the various financial institutions. The conditions were revised on June 3, 2022.
Popular
Max Amount €100,000
Interest from 0.68%
Min. Age 18 years
Payout 1-2 days
Apply Now
Net loan amount €10,000, 36-month term, 4.71% effective annual interest rate, 4.62% fixed borrowing rate p.a., total amount €10,726.81, monthly installment €297.97. Term from 12 to 120 months. Effective annual interest rate min 0.68% - max 19.99%. MyLoan24 is operated by the company behind this comparison site.
Max Amount €120,000
Interest from -0.4%
Min. Age 18 years
Payout 1-2 days
Apply Now
2/3 of all customers receive: Net loan amount €20,000.00, 84-month term, 5.99% APR, 5.83% p.a. fixed borrowing rate, 84 monthly installments of €290.56 each, €24,406.95 total amount, Oldenburgische Landesbank AG, Stau 15/17, 26122 Oldenburg.
Max Amount €75,000
Interest from 3.44%
Min. Age 18 years
Payout 1-2 days
Apply Now
Standard conditions: Net loan amount from €1,000 to €75,000; effective annual interest rate from 3.49% to 7.49%; fixed borrowing rate p.a. from 3.44% to 7.24%; term from 12 to 84 months. Subject to creditworthiness.
Max Amount €1,500
Interest from 13.5%
Min. Age 18 years
Payout 1-2 days
Apply Now
The money is provided in the form of small loans from €100 to €1,500 with a term of 30 or 60 days. A small loan is generally only suitable if the applicant's financial situation allows them to repay the amount within the 30 or 60-day period. Effective annual interest rate: 13.5% p.a.
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Top Recommended: Verivox Borrow up to €100,000 with interest rates from 0.68%.
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Need help figuring out your loan options in Germany? Our Loan Calculator makes it simple. Whether you’re looking at a personal loan, mortgage, or any other type of loan, this calculator gives you an instant overview of your monthly payments, interest rates, and the total loan cost—all in just a few clicks.

Try our Loan Calculator today! Simply enter the loan amount, term, and interest rate to see a detailed breakdown of your loan. It’s a quick and easy way to compare different loans, so you can find the one that best suits your budget and future plans, all without any guesswork.

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Loan Calculator Germany

How to use our loan calculator

Using our loan calculator is quick and straightforward. Follow these simple steps to get an accurate breakdown of your loan details.

  1. Loan Amount: Enter the amount you want to borrow. This could be any figure that matches your needs, whether it’s for a mortgage, car purchase, home renovation, or other personal expenses.
  2. Loan Term: Specify the duration over which you plan to repay the loan. You can choose between months or years, depending on your preference and the loan type.
  3. Interest Rate: Input the interest rate offered by your lender or an estimated rate. This will allow the calculator to determine how much interest you’ll pay over the term of the loan.
  4. Loan Purpose: Select the purpose of your loan (e.g., mortgage, car loan, renovation, education). This helps tailor the results and provides a more relevant breakdown for your specific situation.

Once you’ve entered these details, the calculator will instantly show your monthly payment, giving you a clear picture of what to expect. This helps you budget effectively and plan your finances with confidence, knowing exactly what your monthly repayment will be.

FAQ

Frequently Asked Questions

You can calculate various loans, including personal loans, mortgages, car loans, and renovation loans.

Yes, our loan calculator is completely free and available for anyone to use without any charges.

You need to enter the loan amount, term, interest rate, and loan purpose to get accurate results.

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Kristian Ole Rørbye

By Kristian Ole Rørbye

Updated: