Loan Calculator Germany

Kristian Ole Rørbye · Updated 4. Mai 2026 ·

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Showing all 11 loans

Data updated: August 5, 2026

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Max Amount €3,000

Interest from 13.66%

Min. Age 18 years

Payout 1-2 days

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Bei einem Nettodarlehensbetrag von 500,00 € und einer Laufzeit von 3 Monaten erhalten alle Kunden einen effektiven Jahreszinssatz in Höhe von 14,82 %. (2 monatliche Raten à 169,49 €, 1 Schlussrate à 169,48 €, gebundener Sollzinssatz: 13,84 % p.a., Zinsbetrag 8,46 €, Gesamtbetrag: 508,46 €). Bonität vorausgesetzt.

Popular

Max Amount €100,000

Interest from 0.68%

Min. Age 18 years

Payout 1-2 days

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Nettodarlehensbetrag 10.000 €, 36 Monate Laufzeit, 4,71 % eff. Jahreszins, 4,62 % fester Sollzins p.a., Gesamtbetrag 10.726,81 €, mtl. Rate 297,97 €. Laufzeit von 12 bis 120 Monaten. Effektiver Jahreszins min 0,68% – max 19,99%. MyLoan24 wird von dem Unternehmen hinter dieser Vergleichsseite betrieben.

Popular

Max Amount €1,500

Interest from 13.5%

Min. Age 18 years

Payout 1-2 days

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The money is provided in the form of small loans from €100 to €1,500 with a term of 30 or 60 days. A small loan is generally only suitable if the applicant's financial situation allows them to repay the amount within the 30 or 60-day period. Effective annual interest rate: 13.5% p.a.

High Limit

Max Amount €120,000

Interest from Varies

Min. Age 18 years

Payout 1-2 days

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2/3 aller Kunden erhalten: Nettodarlehensbetrag 20.000,00 €, 84 Monate Laufzeit, 5,99 % effektiver Jahreszins, 5,83 % p.a. gebundener Sollzins, 84 mtl. Raten zu je 290,56 €, 24.406,95 € Gesamtbetrag, Solaris SE, Cuvrystr. 53, 10997 Berlin

Max Amount €75,000

Interest from 1.89%

Min. Age 18 years

Payout 1-2 days

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Das Angebot zur Finanzierung ist lediglich ein Beispiel und muss vom jeweiligen Finanzinstitut vorerst geprüft werden. Der Kredit kann sich auf mindestens 100€ und höchstens auf 75000€ belaufen, die dabei zu wählende Rückzahlungsfrist kann zwischen 61 Tagen und 10 Jahre. Der jährliche Effektivzins liegt mindestens bei 1,93% und höchstens bei 15,95%. Der Effektivzins hängen vom Profil des Antragstellers und dem gewählten Kredit ab. Jegliche Informationen werden vor der Bewilligung des Kredits mitgeteilt. Finansi hilft Ihnen kostenlos und ohne Gebühren für die Bewertung der verschiedenen Finanzinstitute, die zu Ihnen passende Finanzierung zu finden. Die Bedingungen wurden am 3. Juni 2022 überarbeitet.

Max Amount €100,000

Interest from 0.68%

Min. Age 18 years

Payout 1-2 days

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2/3 aller Kunden erhalten: 6,31 % Sollzins geb. p.a. 6,49 % eff. Zins p.a. 84 Raten à 295,10 € p.M. 24.788,40 € Gesamtbetrag

Max Amount €300,000

Interest from 3.92%

Min. Age 18 years

Payout 1-2 days

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Nettodarlehensbetrag 5.000,00 EUR Gebundener Sollzinssatz 9,52 % p.a. Sollzinsen 1.927,73 EUR Effektiver Jahreszins 9,94 % p.a. Gesamtbetrag 6.927,73 EUR Vertragslaufzeit 84 Monate

Max Amount €75,000

Interest from 3.44%

Min. Age 18 years

Payout 1-2 days

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Standard conditions: Net loan amount from €1,000 to €75,000; effective annual interest rate from 3.49% to 7.49%; fixed borrowing rate p.a. from 3.44% to 7.24%; term from 12 to 84 months. Subject to creditworthiness.

Max Amount €250,000

Interest from 0.68%

Min. Age 18 years

Payout 1-2 days

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Representative example according to § 6a para. 4 PAngV: Net loan amount €10,000, 36 months term, 4.71% effective annual interest rate, 4.62% fixed borrowing rate p.a., total amount €10,726.81, monthly installment €297.97. Term from 12 to 120 months. Effective annual interest rate min. 0.68% - max. 19.99%.

Max Amount €150,000

Interest from Varies

Min. Age 18 years

Payout 1-2 days

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Representative calculation according to PAngV: 2/3 of all customers receive: Net loan amount €20,000.00, 84 months term, effective annual interest rate 8.7%, fixed borrowing rate p.a. 8.37%, 84 monthly installments of €315.44 each, total amount €26,496.63. Interest rates: Min. -0.40% to max. 19.90% effective annual interest rate. Net loan amount: €1,000 to €150,000.

Max Amount €65,000

Interest from 8.37%

Min. Age 18 years

Payout 1-2 days

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For terms of 12 to 96 months and amounts from €1,500 to €65,000 for free use. Subject to creditworthiness. Free special payments for amounts up to 50% of the current capital balance are possible free of charge. Representative calculation according to PAngV 2/3 of all customers receive: Net loan amount €20,000.00, 84 months term, effective annual interest rate 8.7%, fixed borrowing rate p.a. 8.37%, 84 monthly installments of €315.44 each, total amount €26,496.63, Vereinigte Volksbank Raiffeisenbank eG, Darmstädter Str. 62, 64354 Reinheim.

Borrowing costs money! If you cannot repay your debt in time, you are at risk of receiving a negative SCHUFA entry. Having a negative credit file means you could experience difficulties renting accommodation, taking out mobile subscriptions, or being granted new credit. For free financial and debt counselling in Germany, please contact your local 'Schuldnerberatung' or visit meine-schulden.de.

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Recommended: Vexcash Borrow up to €3,000 with interest rates from 13.66%.

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Need help figuring out your loan options in Germany? Our Loan Calculator makes it simple. Whether you’re looking at a personal loan, mortgage, or any other type of loan, this calculator gives you an instant overview of your monthly payments, interest rates, and the total loan cost—all in just a few clicks.

Try our Loan Calculator today! Simply enter the loan amount, term, and interest rate to see a detailed breakdown of your loan. It’s a quick and easy way to compare different loans, so you can find the one that best suits your budget and future plans, all without any guesswork.

How to use our loan calculator

Using our loan calculator is quick and straightforward. Follow these simple steps to get an accurate breakdown of your loan details.

1. Loan Amount: Enter the amount you want to borrow. This could be any figure that matches your needs, whether it’s for a mortgage, car purchase, home renovation, or other personal expenses.
2. Loan Term: Specify the duration over which you plan to repay the loan. You can choose between months or years, depending on your preference and the loan type.
3. Interest Rate: Input the interest rate offered by your lender or an estimated rate. This will allow the calculator to determine how much interest you’ll pay over the term of the loan.
4. Loan Purpose: Select the purpose of your loan (e.g., mortgage, car loan, renovation, education). This helps tailor the results and provides a more relevant breakdown for your specific situation.

Once you’ve entered these details, the calculator will instantly show your monthly payment, giving you a clear picture of what to expect. This helps you budget effectively and plan your finances with confidence, knowing exactly what your monthly repayment will be.