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Loan Calculator Germany
Free, 100% digital loan calculator
Calculate and save money with lower interest rates
Instant answers from up to 40 German lenders
Tip: Apply to several loan providers to improve your chances. It’s non-binding, takes just minutes – and you have a 14-day right to cancel.
Recommended
Amount
EUR 100 – 75,000
Term
2-120 months
Interest rate
1.93-15.95%
Verified Company
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Example: The loan can be a minimum of €100 and a maximum of €75,000, with a repayment term of between 61 days and 10 years. The annual effective interest rate is a minimum of 1.93% and a maximum of 15.95%. The effective interest rate depends on the applicant’s profile and the selected loan. All information will be provided before the loan is approved. Finansi helps you find the right financing for you, free of charge and without fees for evaluating different financial institutions. The terms and conditions were revised on June 3, 2022.
Amount
EUR 1000 – 75.000
Term
12-84 months
Interest rate
3.49-7.49%
Verified Company
Immediate response
Use the loan freely for your needs
*Net loan amount from 1,000 euros to 75,000 euros; effective annual interest rate from 3.49% to 7.49%; fixed nominal interest rate p.a. from 3.44% to 7.24%; term from 12 to 84 months.
Amount
EUR 100 – 250,000
Term
12-120 months
Interest rate
3.99-15.95%
Verified Company
Immediate response
Get financing in minutes
Example according to Section 6a Paragraph 4 PAngV: ¹2/3 of all customers receive a net loan amount of € 32,000 , effective annual interest rate 8.64 %, fixed interest rate of 8.99 % pa, term of 120 months, 120 monthly installments of € 399.2 each , total amount of € 47,898 .
Amount
EUR 1.000 – 50.000
Term
12-96 months
Interest rate
3.2-15,9%
Verified Company
Free and non-binding
Credit decision in a few seconds
*Example: For a loan amount of €10,000 over 72 months, the effective annual interest rate (APR) is 9.79%, with a fixed borrowing rate of 7.50% p.a. The monthly installment is €181.49. The total amount repayable is €13,067.28
Amount
EUR 1000 – 250.000
Term
12-120 months
Interest rate
636-2.932%
Verified Company
Non-binding loan request
Fast processing and payout
Example: Two-thirds of all customers receive: Net loan amount of €10,000, 36-month term, 4.71% effective annual interest rate, 4.62% fixed interest rate p.a., total amount of €10,726.81, monthly installment of €297.97. Term of 12 to 120 months. Effective annual interest rate min. 0.68% – max. 19.99%.
Amount
EUR 100 – 600
Term
15-30 days
Interest rate
13.5%
Verified Company
Miniloan / small loan
Instant payout
As an example, for a €400 quick loan to be repaid in 4 months, the installments would be €195.26 and the interest would be €381.06, equivalent to an APR of 2.932%. The minimum financing limit is 1 month and a maximum of 4 months. The annual APR is a minimum of 636% and a maximum of 2.932% for this representative example. All calculations are illustrative and may differ from the final product terms. For loans, the APR varies depending on the amount and term and is indicated in the terms and conditions of your application.
Amount
EUR 1000 – 60.000
Term
12-96 months
Interest rate
1.99-7.98%
Verified Company
Payout within 20 minutes
Payback in up to 4 installments
Example: Net loan amount of €6,000.00, effective annual interest rate of 4.990%, fixed interest rate of 4.883% p.a., term of 48 months, 48 monthly installments of €137.84 each, total amount of €6,616.32. An offer from Santander Consumer Bank (lender), Santander-Platz 1, 41061 Mönchengladbach
Need help figuring out your loan options in Germany? Our Loan Calculator makes it simple. Whether you’re looking at a personal loan, mortgage, or any other type of loan, this calculator gives you an instant overview of your monthly payments, interest rates, and the total loan cost—all in just a few clicks.
Try our Loan Calculator today! Simply enter the loan amount, term, and interest rate to see a detailed breakdown of your loan. It’s a quick and easy way to compare different loans, so you can find the one that best suits your budget and future plans, all without any guesswork.
How to use our loan calculator
Using our loan calculator is quick and straightforward. Follow these simple steps to get an accurate breakdown of your loan details.
- Loan Amount: Enter the amount you want to borrow. This could be any figure that matches your needs, whether it’s for a mortgage, car purchase, home renovation, or other personal expenses.
- Loan Term: Specify the duration over which you plan to repay the loan. You can choose between months or years, depending on your preference and the loan type.
- Interest Rate: Input the interest rate offered by your lender or an estimated rate. This will allow the calculator to determine how much interest you’ll pay over the term of the loan.
- Loan Purpose: Select the purpose of your loan (e.g., mortgage, car loan, renovation, education). This helps tailor the results and provides a more relevant breakdown for your specific situation.
Once you’ve entered these details, the calculator will instantly show your monthly payment, giving you a clear picture of what to expect. This helps you budget effectively and plan your finances with confidence, knowing exactly what your monthly repayment will be.
FAQ
Frequently Asked Questions
You can calculate various loans, including personal loans, mortgages, car loans, and renovation loans.
Yes, our loan calculator is completely free and available for anyone to use without any charges.
You need to enter the loan amount, term, interest rate, and loan purpose to get accurate results.
